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About Buying
If you are a first-time home buyer or if you haven't purchased a home in a while, we are here to guide you throughout the process. Before you can buy a home, you will need to be prepared to produce the following information in order to secure financing:
- What is your current income?
- Are you employed?
- Do you have a history of steady employment?
Down Payment
Your loan professional will ask you how much money you have available for a down payment. A down payment of 20% or more of the home purchase price demonstrates commitment to long-term home ownership and provides you with immediate equity in a new home. There are some 3.5% down payment programs as well including FHA, VA, and Homepath financing.
Credit History
Your loan professional will review your credit report to determine how timely your bills have been paid in the past. Your credit card debt, car payments, student loans, and other debt will be considered as well as your ability to pay taxes and other expenses of home ownership.
New South Florida Listings
Totally REMODELED House, Like Moving into A Brand-New Home. It Features Open Italian Kitchen, Spacious Living Room, Dining Area, Large Bedrooms, New Zebra with Blackouts ...
- 3 Beds
- 2 Baths
- A10842081 MLS
- Isles At Weston Bldg.
Beautiful and Luxurious Stephmore Model, enjoy amazing water views from your Living room, tastefully upgraded home with beautiful upgraded kitchen featuring upgraded appl...
- 5 Beds
- 6 Baths
- F10221751 MLS
- Watercrest Bldg.
Investment opportunity. Beautiful 2/2 new construction condo hotel designed by PINIFARINA, one of the greatest designer firm in the world, can use it to vacation or for b...
- 2 Beds
- 2 Baths
- A10842564 MLS
- Beachwalk Bldg.
Motivated seller is offering a 3/2 gem in the quiet, tree-lined community of Cross Creek in Plantation, ideally situated off Sunrise Boulevard between Pine Hill and Nob H...
- 3 Beds
- 2 Baths
- F10224515 MLS
- Cross Creek Bldg.
PRICED FOR QUICK SALE! STUNNING SPACIOUS 3BD/2.5BA/2CG TOWNHOME IN MOVE-ICONDITION ON SPECTACULAR LAKEFRONT LOT WITH COVERED PATIO & WIDE WATER VIEWS IN GATED "RAINTREE",...
- 3 Beds
- 3 Baths
- F10224328 MLS
- Raintree Bldg.
Welcome to Daniela Springs in Coral Springs. This 32 home community was built in 2014. The home has 4 bedrooms and 4 full baths with a loft. 1 bedroom and full bath is do...
- 4 Beds
- 4 Baths
- F10224372 MLS
- Daniela Springs Bldg.
Rarely available 5 bedrooms 3.5 bathrooms 2 car garage single family available in Monarch Lakes inside the gated community of Catalina Community. Property features crown ...
- 5 Beds
- 4 Baths
- A10842543 MLS
- Pod 13 At Monarch Lakes Bldg.
Own a beautiful single level home in this lovely new community. Double door entry takes you to a open living area and kitchen featuring granite counter tops, dark wood ca...
- 3 Beds
- 2 Baths
- A10842528 MLS
- Raintree Bldg.
FULLY REMODELED POPULAR QUEEN UNIT AVAILABLE IN THE FAIRFAX SECTION OF KINGS POINT. BRIGHT WITH LOTS OF NATURAL LIGHT. OVERSIZED SCREENED BALCONY OFF LIVING ROOM AND MAST...
- 2 Beds
- 2 Baths
- A10827478 MLS
- Kings Point Bldg.
What a home to call your own, one story 4 bedrooms and 3 full bathrooms on a split floorpan. Enjoy the beautiful fenced in backyard on the lake with a patio of pavers and...
- 4 Beds
- 3 Baths
- A10842506 MLS
- Pod 7 At Monarch Lakes Bldg.