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About Buying
If you are a first-time home buyer or if you haven't purchased a home in a while, we are here to guide you throughout the process. Before you can buy a home, you will need to be prepared to produce the following information in order to secure financing:
- What is your current income?
- Are you employed?
- Do you have a history of steady employment?
Down Payment
Your loan professional will ask you how much money you have available for a down payment. A down payment of 20% or more of the home purchase price demonstrates commitment to long-term home ownership and provides you with immediate equity in a new home. There are some 3.5% down payment programs as well including FHA, VA, and Homepath financing.
Credit History
Your loan professional will review your credit report to determine how timely your bills have been paid in the past. Your credit card debt, car payments, student loans, and other debt will be considered as well as your ability to pay taxes and other expenses of home ownership.
New South Florida Listings
1 Fixed Bridge! This beautiful 3 bedroom house sits on the coveted Cypress Creek Canal with only one bridge to the Intercoastal Waterway and Ocean access. This home feat...
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Luxury living in Hallandale Beach! Come explore this beautiful, oversized 2 bedroom, 2 bathroom open-concept condo. Unit is more than 1,400 square feet with a HUGE master...
- 2 Beds
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Beautiful 2 bedroom/1 bathroom renovated Home, located in Hollywood area with 1 car garage, granite kitchen counter tops, stainless steel appliances, tile floors, big bac...
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- Hollywood Park 4-19 B Bldg.
BRIGHT 2 BEDROOM 2 BATH CONDO IN VERY DESIRABLE CYPRESS BEND #7 COMPLEX. OUTSTANDING VIEW OF THE LAKE. ENCLOSED FLORIDA ROOM OPEN TO LIVING AREA. WASHER AND DRYER IN UNIT...
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- Cypress Bend #7 Bldg.
BEAUTIFUL MODERN STYLE NEW CONSTRUCTION SINGLE FAMILY HOME 3-2 WITH 2 CAR GARAGE. PERFECT HOME TO MEET YOUR NEEDS ,WALKING CLOSET ON ALL 3 BEDROOMS ,HIS AND HERS SINK...
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Beautiful unit with an open floor plan, brand-new kitchen, new ceramic tile floors, spacious bedrooms, large covered and screened patio, washer and dryer and covered gara...
- 3 Beds
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- Emerald Oaks Bldg.
BETTER THAN NEW villa in PRISTINE condition with $10,000 in UPGRADES! This PREMIUM CORNER LOT comes complete with 2 PREMIUM PARKING SPOTS as well as additional CUSTOM STO...
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- Bella Vista Bldg.
GREAT OPPORTUNITY TO BUY THIS NEW CONSTRUCTION SINGLE FAMILY HOME 4-2 WITH 2 CAR GARAGE. PERFECT HOME TO MEET YOUR NEEDS ,WALKING CLOSET ON MASTER BEDROOM,HIS AND HERS...
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DON'T MISS YOUR ONE IN A MILLION CHANCE TO MAKE THIS VERY AFFORDABLE, SPACIOUS AND WELL KEPT, 1 BD X 1 BATH X ½ BATH CORNER UNIT, LOCATED IN THE PRESTIGIOUS PLAYA DEL MAR...
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- Playa Del Mar Bldg.
This beautiful cul-de-sac residence is nestled in the secluded neighborhood of Bermuda Riviera in Fort Lauderdale, on 80 feet of deep water frontage with direct ocean acc...
- 4 Beds
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