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About Buying
If you are a first-time home buyer or if you haven't purchased a home in a while, we are here to guide you throughout the process. Before you can buy a home, you will need to be prepared to produce the following information in order to secure financing:
- What is your current income?
- Are you employed?
- Do you have a history of steady employment?
Down Payment
Your loan professional will ask you how much money you have available for a down payment. A down payment of 20% or more of the home purchase price demonstrates commitment to long-term home ownership and provides you with immediate equity in a new home. There are some 3.5% down payment programs as well including FHA, VA, and Homepath financing.
Credit History
Your loan professional will review your credit report to determine how timely your bills have been paid in the past. Your credit card debt, car payments, student loans, and other debt will be considered as well as your ability to pay taxes and other expenses of home ownership.
New South Florida Listings
Amazingly remodeled south facing home on deep water with no fixed bridges to the ocean! All impact windows with multiple sets of sliding glass doors with water and pool v...
- 2 Beds
- 2 Baths
- F10237306 MLS
- Pompano Isles 27-15 B Bldg.
Beautiful 3 bedroom and 2.5 bath (3rd bedroom converts to loft/office) in Margate. Owner occupied. Gated community in Monte Carlo!!
- 3 Beds
- 3 Baths
- A10887446 MLS
- Monte Carlo Bldg.
This property is located close to highway and beaches. It has granite countertops and updated kitchen, tons of cabinets in the garage and laminate through out the home wi...
- 3 Beds
- 2 Baths
- F10237260 MLS
- Collier Bldg.
BEAUTIFULLY UPDATED HOME. AMAZING OPEN FLOOR PLAN WITH SPACIOUS REMODELED FAMILY ROOM. GRANITE COUNTER TOPS. STAINLESS STEEL APPLIANCES. NEW CABINETS. NEW BLINDS. NEW DOO...
- 3 Beds
- 2 Baths
- F10237339 MLS
- Melrose Park Sec 3 29-28 Bldg.
"BRAND NEW ROOF" Tear off starts on Monday. Come and see this 3 bed 2 bath home located in Hidden Lake. Enjoy the view/sunsets from your enclosed screen porch patio over...
- 3 Beds
- 2 Baths
- F10237316 MLS
- Chapel Trail Ii 112-16 B Bldg.
****COMPLETELY TOTALLY REMODELED **** 3 BEDROOM 1 BATH*** AT FULL PRICE,OWNER WILL GIVE BUYER CREDIT TO INSTALL 2ND BATHROOM (PLENTY OF SPACE IN VERY LARGE UTILITY ROO...
- 3 Beds
- 2 Baths
- A10887423 MLS
- Sunnyside Estates Bldg.
Your search is over! This meticulously kept home sits on a fantastic corner lot, offering a rare, spacious floor plan with 10 ft ceilings, bonus sitting room & ample clos...
- 3 Beds
- 2 Baths
- A10886884 MLS
- Sapphire Pointe - Diamond Bldg.
Beautiful 2 bedroom/2.5 bath with additional room as loft. Located in Gated community with very low association dues. Owner occupied.
- 2 Beds
- 3 Baths
- A10887418 MLS
- Monte Carlo Bldg.
THIS CLASSIC STARTER HOME BOASTS WITH 4 BEDROOMS AND 2 BATHS. OWNER HAS TAKEN PRIDE IN CARING FOR THIS WELL MAINTAINED HOME. KITCHEN HAS BEEN UPDATED WITH STAINLESS APPL...
- 4 Beds
- 2 Baths
- A10887407 MLS
- Boulevard Estates Bldg.
UNIQUE CONTEMPORARY LOFT-STYLE TOWNHOUSE w/PRIVATE ELEVATOR TO ALL 4 LEVELS-Directly Across the Street from the Magnificent Pompano Beach, Restaurants and Shopping ~ Gorg...
- 3 Beds
- 4 Baths
- F10237327 MLS
- Palm Cove Lofts Bldg.