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About Buying
If you are a first-time home buyer or if you haven't purchased a home in a while, we are here to guide you throughout the process. Before you can buy a home, you will need to be prepared to produce the following information in order to secure financing:
- What is your current income?
- Are you employed?
- Do you have a history of steady employment?
Down Payment
Your loan professional will ask you how much money you have available for a down payment. A down payment of 20% or more of the home purchase price demonstrates commitment to long-term home ownership and provides you with immediate equity in a new home. There are some 3.5% down payment programs as well including FHA, VA, and Homepath financing.
Credit History
Your loan professional will review your credit report to determine how timely your bills have been paid in the past. Your credit card debt, car payments, student loans, and other debt will be considered as well as your ability to pay taxes and other expenses of home ownership.
New South Florida Listings
Amazing 1 Story home in the most sought after community of Weston The Ridges (Laurel Ridge)This beautiful home was recently renovated and vaunts an astonishing Italian ki...
- 4 Beds
- 3 Baths
- A10946450 MLS
- Laurel Ridge Bldg.
This is the property you've been waiting for! Beautiful 4/2 in Monarch Lakes with A LOT of upgrades: 2017: New Washer/Dryer and Powder Room Renovation; 2018: New A/C Unit...
- 4 Beds
- 3 Baths
- A10944253 MLS
- Pod 12 At Monarch Lakes Bldg.
Single Family Home 2bed/1bath. Renovated Bath & Kitchen with modern cabinets, plenty overhead spaces beautiful granite counter tops, new appliances and tile throughout. I...
- 2 Beds
- 1 Baths
- A10946390 MLS
- Hollywood Terrace Bldg.
Priced to sell! This popular Granada model home has a split bedroom plan, a family room & Florida room! Great location! Walking distance to the pool & Clubhouse. Accordio...
- 2 Beds
- 2 Baths
- F10254745 MLS
- Crystal Lake 4th Sec Bldg.
Ocean views from 2nd & 3rd floor! This 4/3.5 tri-level corner unit in Hillsboro Bay By The Sea offers a plethora of high end amenities from an elevator to splash pool riv...
- 4 Beds
- 4 Baths
- F10254700 MLS
- Hillsboro Bay By The Sea Bldg.
WELCOME HOME! This beautiful, Turn-key home is ''move in ready!'' Completely remodeled with porcelain tile and wood flooring, stylish custom kitchen (high-hat lighting wi...
- 2 Beds
- 2 Baths
- RX-10665202 MLS
Prestigious Waterfront Home in Harbor Islands. 3 bedroom + 3 full bath. Large waterfront patio with 37' private dock and no fixed bridges to the ocean. Waterview balcony ...
- 3 Beds
- 3 Baths
- A10946135 MLS
- Three Islands 3rd Sec Bldg.
Beautiful home located in a great community near great schools 4 bedrooms,2 bath recently updated Pool on a lovely deck ,Brand new kitchen with all new appliances Per...
- 4 Beds
- 2 Baths
- A10944494 MLS
- Plantation Park 6 Add Div Bldg.
Penthouse corner unit with breathtaking views of the beach and the city. White floors throughout, updated kitchen and bathroom cabinetry. Granite countertops and built -i...
- 2 Beds
- 2 Baths
- A10945662 MLS
- Beach Club Three Lph 05 Bldg.
Nice single house located in a gated community. 3bedroom 2 and half bathroom. close to everything. fresh painting, 1st floor tile, 2nd floor carpet, laundry on 2nd floor....
- 3 Beds
- 3 Baths
- A10946384 MLS
- Foxcroft Homes Bldg.