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About Buying
If you are a first-time home buyer or if you haven't purchased a home in a while, we are here to guide you throughout the process. Before you can buy a home, you will need to be prepared to produce the following information in order to secure financing:
- What is your current income?
- Are you employed?
- Do you have a history of steady employment?
Down Payment
Your loan professional will ask you how much money you have available for a down payment. A down payment of 20% or more of the home purchase price demonstrates commitment to long-term home ownership and provides you with immediate equity in a new home. There are some 3.5% down payment programs as well including FHA, VA, and Homepath financing.
Credit History
Your loan professional will review your credit report to determine how timely your bills have been paid in the past. Your credit card debt, car payments, student loans, and other debt will be considered as well as your ability to pay taxes and other expenses of home ownership.
New South Florida Listings
2 bedroom townhome in a fantastic location in west Pembroke Pines! Best water view in the whole neighborhood situated at the end of the straight away with a view of nothi...
- 2 Beds
- 2 Baths
- A10806521 MLS
- Flamingo Villas Bldg.
This attractive Key West style residence located in desirable South of Las Olas Isles is impeccably maintained and walking distance to the newly completed Las Olas Beach ...
- 3 Beds
- 3 Baths
- F10212689 MLS
- Las Olas Isles Bldg.
Beautiful house. Open floor plan. Extra large kitchen. Large manicured yard with freestanding entertainment tiki bar. Priced for quick sale. Easy showing. Some TLC.
- 2 Beds
- 2 Baths
- F10213721 MLS
- Chula Vista 22-7 B Bldg.
PICTURE PERFECT BEACH HOUSE LOCATED IN THE COASTAL COMMUNITY OF HARBOUR INLET! FULLY RENOVATED & SHOWS LIKE A MODEL!! INTERIOR & EXTERIOR BLEND SEAMLESSLY THRU THE NEW IM...
- 3 Beds
- 2 Baths
- F10213722 MLS
- Harbour Heights Add 35-21 Bldg.
4 BED /3 BATH , 2 CAR GARAGE, AMAZING POOL ON OVERSIZED LOT 10,000 S.F. LOT. LOCATED IN THE HEART OF PRESIGIOUS HOLLYWOOD HILLS NEIGHBORHOOD WITH EXECELLENT SCHOOLS. SPAC...
- 4 Beds
- 3 Baths
- A10806947 MLS
- Hollywood Hills Bldg.
SPECTACULAR family pool home on large corner lot minutes from Intercoastal in Pompano Beach. 4 bedrooms 2 bath with bonus studio/office space. Large laundry room. Beautif...
- 4 Beds
- 2 Baths
- A10806345 MLS
- Cypress Point Bldg.
WELCOME TO DOWNTOWN LIVING IN A PARK-LIKE SETTING: GREAT TRI-LEVEL TOWN-HOME PLUS ROOF TOP TERRACE AND ELEVATOR TO ALL LEVELS. BUILT IN 2017, ALMOST NOT LIVED AND APPOINT...
- 3 Beds
- 4 Baths
- F10213709 MLS
- Piazza Navona Bldg.
SPECTACULAR LONG INTRACOASTAL VIEWS, VIEWS OF DOWNTOWN FORT LAUDERDALE AND THE OCEAN! 2 BEDROOM | 2 1/2 BATH VERY LARGE BRIGHT AND OPEN WATERFRONT CONDO! THREE BALCONIES ...
- 2 Beds
- 3 Baths
- F10213649 MLS
- The Triton Bldg.
Beautiful Corner Townhouse with 3 Bedroom, 2 1/2 Baths awaits you in the quiet and secure community of San Sebastian. Upgraded kitchen with new cabinets, granite tops and...
- 3 Beds
- 3 Baths
- A10806801 MLS
- San Sebastian Bldg.
CLEAN AND BEAUTIFULLY KEPT TOWNHOME WITH 1 CAR GARAGE IN CORAL SPRINGS WALKING DISTANCE TO SHOPPING.DOWNSTAIRS HAS TILE FLOORS THROUGHOUT,KITHCHEN WITH STAINLESS STEEL AP...
- 3 Beds
- 3 Baths
- F10213084 MLS
- French Riviera Bldg.